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  • Earn premium interest on
    balances up to $100,000*
  • No account fees
  • Unlimited withdrawals

*To earn premium interest, you need to increase your balance by $50 per month. Conditions apply. Not available for businesses or trusts.

Hot Term Deposit rates

TermRatePIE rate*
6 months4.10%4.41%
1 year4.20%4.51%

* rate for 33% tax payers

What's right for you?

Compare our savings and
investments products
to see which
ones suit you.

RaboDirect New Zealand - What is right for you?

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Mon - Fri, 8am - 7pm

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Why Rabo?

RaboDirect is New Zealand's first internet only bank specialising in savings and investments.