Are you a saver or investor? A calculator from RaboDirect ...

Am I a Saver or an Investor?

For each statement select the option that matches your situation.

Please answer each question

Statement 1

I aim for a higher return than the current rate of interest paid on my savings account.
I am satisfied with the interest I currently receive on my savings account.

Statement 2

I will not need access to all of my savings in the near future.
I may need to use all or some of my savings for unexpected expenses.

Statement 3

I am comfortable with the fact that the value of my investment(s) could fall.
I like to have a clear picture in advance about what return my savings will yield.

Statement 4

I don't panic when rates go down. I think that investments will yield a higher return in the long-term
I do not want to run the risk of losing any money on my investments.