How do I purchase the Cash Advantage Fund? That would have to be the most commonly asked question our Customer Contact Centre is receiving on a daily basis.

Everyone should have a "rainy day" or "emergency" fund of money. None of us is bullet proof.

Too easily we fall into the trap of leaving too much money in our current account “just in case” we need access to it quickly.

Santa and his little helpers are on their way to liposuction your wallet. If any of the Christmas catalogues that are winging their way into my letterbox are an indication then plenty of Kiwi families will spend thousands of dollars on eating, drinking and being merry this Christmas.

Have you ever seen a bank, insurance company, finance company or financial institution advertising their credit rating? Given the huge amount of information and all the different types of ratings, it's hardly surprising many people are confused about what they actually mean. With the recent failure of several finance companies it's important to get an understanding of how ratings work.