There is no minimum balance for your PremiumSaver. The maximum balance is $5,000,000. However, the maximum balance to receive PremiumSaver interest is $100,000. Once your PremiumSaver balance exceeds $100,000 the proportion of funds over this total, up to $5,000,000, will receive our RaboSaver rate, as long as the balance grows by at least $50 in the relevant month excluding interest paid during that month. If the balance does not grow by $50, all PremiumSaver funds will be on 1.00% p.a. base interest for that month.