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What is right for you?

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What is right for you?

No matter who you are or where you're at in life, you'll get great rates, zero account fees, and simple account options to suit your situation. Plus, you'll be helping one of New Zealand's biggest and most important industries; agriculture.

While your savings grow with us, you can feel good knowing you're also supporting Kiwi farmers and food producers bring food to tables here and overseas.

  • Large range of terms
  • Minimum investment $1000
  • Option to automatically reinvest on maturity

Earn up to 4.25 % p.a.

  • Add to your balance and make withdrawals at any time^
  • Available for all account types
  • Only $1 minimum opening deposit

Interest Rate 3.00 % p.a.

  • No account fees
  • Premium interest for growing your savings*
  • Unlimited withdrawals

Variable rate up to 2.10 % p.a.

  • Interest calculated daily, paid monthly
  • No account fees or minimum balance
  • Unlimited deposits & withdrawals

Interest Rate 0.75 % p.a.

  • Interest compounds daily †
  • Minimum investment only $250
  • Tax capped at 28%

Effective rate for 33% tax payers 0.80 % p.a.

† Interest on money deposited compounds daily on Tuesday, Wednesday, Thursday and Friday. On Monday, three days' interest compounds (for Saturday, Sunday and Monday).

* If the required $50 monthly balance increase excluding interest paid during that month is achieved. The standard RaboSaver rate applies to the portion of the PremiumSaver balance over $100,000 and up to $5,000,000. If the required $50 monthly balance increase is not achieved, a rate of rate of 0.55% p.a. will apply to the total PremiumSaver balance for that month.

^ A 60 day notice period applies prior to each withdrawal.