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RaboDirect
 

What is right for you?

Compare our products

With RaboDirect you'll get great rates, zero account fees, and simple savings account options to suit your situation.

While your savings grow, you can feel good knowing that 100% of your savings stay in New Zealand to help fund Kiwi farmers and food producers.

Invest with as little as $1,000 and choose a term that suits you from 1 month and up to 5 years.

  • Fixed interest rate and term
  • Minimum investment is only $1000
  • Option for regular interest payments on terms over 1 year

Earn up to 4.20 % p.a.

Earn a great variable interest rate by providing 60 days' notice each time you wish to make a withdrawal.

  • Add to your balance and make withdrawals at any time^
  • Available for all account types
  • Only $1 minimum opening deposit

Interest Rate 3.00 % p.a.

Earn a premium interest rate if you increase your balance by $50 per month.*

  • No account fees
  • Premium interest for growing your savings*
  • Unlimited withdrawals

Variable rate up to 2.10 % p.a.

RaboSaver makes it easy to move money around into other accounts and still get a competitive rate.

  • Interest calculated daily, paid monthly
  • No account fees or minimum balance
  • Unlimited deposits & withdrawals

Interest Rate 0.75 % p.a.

^ A 60 day notice period applies prior to each withdrawal

* If the required $50 monthly balance increase excluding interest paid during that month is achieved. The standard RaboSaver rate applies to the portion of the PremiumSaver balance over $100,000 and up to $5,000,000. If the required $50 monthly balance increase is not achieved, a rate of rate of 0.55% p.a. will apply to the total PremiumSaver balance for that month.